1) 2010년~2013년- 글로벌 금융위기 이후 경기침체가 본

1) 2010년~2013년
- 글로벌 금융위기 이후 경기침체가 본격화되고 조합원의 부실화가 지속되면서
2010년 이후 조합의 보증사업손익이 악화되어 수익개선을 위한 조치를 단행했음.
- 조합 수익악화는 주로 고액보증을 발급한 대형조합원사의 부실화 때문인바 이의
해결을 위해 보증한도 관리, 수수료 인상(요율 인상, 융자이율 인상), 도덕적 해이 관리(선급금
공동관리) 등의 제도가 도입되었음.
- 아울러 실손보상제도를 도입하여 조합의 보증손익을 개선하면서도 보증금 지급을
합리화하여 보증기관으로서의 공신력강화를 도모하였고, 전문건설업체들의
저가수주에 따른 수익성악화와 연쇄부실화문제를 반영하여 저가공사에 대한 보증
인수 제한조치를 단행했음.

2) 2014~현재
- 이후 동 관련제도를 지속적으로 개선ㆍ보완하여 조합의 수익성 제고를 위해 노력
하고 있음.
- 조합 핵심사업인 보증사업의 수익성개선을 위해 다음과 같은 계획이 실행 중임.

결과 (영어) 1:

1) 2010-2013-Since the global financial crisis, the recession has become part of the Union launched episode relating to reciprocal fashion continues Since 2010 is the business profit and loss of the warranty gets shuffled steps to improve revenue.-Union earnings deterioration is primarily a large combination of high assurance issuance due to the insolvency of the mad bar of yarn In order to resolve warranty management, fee hike (interest rate increase, loan), moral hazard management (advance payment It was the introduction of the system, such as the joint management).-In addition, by introducing a combination of real hand compensation scheme guaranteed income paid a deposit, while still improvingRationalization of reinforcing public confidence in the aims to guarantee agencies, professional constructorsDue to the worsening profitability and low cost to chain non-performing hwamunje cheap Corporation to reflect about the warrantyAcquisition limit measures.2) 2014 ~ present-Continue to improve, since the system of related and complementary work to enhance the profitability of the Union byIn each time period.To improve the profitability of the core business-combination guarantees the following plan is being executed.

결과 (영어) 2:

1) 2010-2013
- the global financial crisis and the recession in earnest as the insolvency of their members continued
Op guarantee business combinations or loss is worse since 2010 Tete measures to improve revenue.
- Revenue combination deterioration mainly high Invar because its large membership insolvent company issued a warranty
guarantee limit to resolve the management fee hikes (hike rates, loan interest rate hike), moral hazard management (prepayments
co-management) systems such as was introduced
- as well as the indemnity compensation While introducing the deposit paid by a combination of improved income guarantee
was planned as a guarantee institutions to strengthen public confidence rationalization of specialized construction companies
reflect a chain and profitability of the insolvency issue orders to guarantee low-cost construction for
the acquisition Sudan restrictions . haeteum 2) 2014-present - after the east-related systems continue to improve and strive to improve profitability by combining complementary to that, and. - a combination of core assurance business plan following the running for the profitability of the business.

결과 (영어) 3:

1 2010 ~ 2013 back to top
- global economic recession began in earnest after the financial crisis and insolvency of union members with sustained top
after 2010, the warranty business profit is deteriorating profits for the improvement of measures that carry out. back to top
- Association profit is primarily issued by high assurance that large combinations of the chief reason why the insolvency of the top
to resolve the warranty limit management, Fee (rate hike, and loan interest rate hike, and the moral hazard Management (line-level gold top
bondholders, that system is introduced. back to top
In addition, the compensation system for hand-reshaped the warranty agreement to improve profit and loss, while streamlining the deposit payment of top
as a guarantee institutions to enhance credibility, and promote professional construction companies' top
low-price, the profitability and low-cost chain insolvency problem, reflecting the construction guarantee top
argument that restrictions on the cabinet. Top
top
2) 2014 - current top
- since those markets, continue to improve profitability and complemented by the agreement in order to enhance the efforts that. back to top
back to top
- combination of core business profitability improvement guarantee for the following program is running. back to top